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After a long and busy day at work, imagine yourself coming back home and the only thing in your mind is to lay back with a cup of coffee staring at your beautiful 500 litter reef tank you setup only a week ago. Once you get home you begin to realize something has gone wrong. There is no chance to sip from that coffee and your welcome home rug is soaked with water.As you open your front door you find out your tank exploded. Glass, water, moribund fish, corals is everywhere. Substrate had reached your kitchen, the sofa is completely demolished, and the very expensive carpet that you just finished its last payment is soaked. Immediately you reach the phone book to look for carpet cleaners to draw the flooding.A very quick calculation of the water damage rounds up to big numbers and the only question on your mind is what to do? How do I get compensated for the loss and the damage?
There is insurance for almost everything, Automotive Insurance, Home, Life, Health & More, when it comes to your fish tank you will need to get your tank added as a specified item covered against accidental damage as well as standard cover. Find out if there is a better form of the policy and the terms. Keep in mind the tank itself, not less important the house and the furniture. Find out what water damage is covered, review your home insurance policy or check with your home insurance company, before any damage occurs. Photo by: izikhaim
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